What is Cyber Insurance? Cyber Security Insurance Explained:
Cyber
insurance -- also called cyber security insurance, cyber liability insurance,
cyber risk insurance, and data security insurance, among other terms -- is an
insurance product used to protect businesses from Internet-based risks, and more
generally from risks relating to information technology infrastructure and
activities. Risks of this nature are typically excluded from traditional
commercial general liability policies. Coverages provided by cyber-insurance
policies may include first-party coverage against losses such as data
destruction, extortion, theft, hacking, and denial of service attacks; liability
coverage indemnifying companies for losses to others caused, for example, by
errors and omissions, failure to safeguard data, or defamation; and other
benefits including regular security audits, post-incident public relations and
investigative expenses, and criminal reward funds. (Source: White House)
insurance for safety
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